Medicare Advantage Plans in 2019

Medicare Advantage Plans for 2019

Select Your State


As the cost of medical care increases, your coverage may need to increase as well. Medicare basic may do well for you for a few more years, but come 2019, you may want something more extensive. Medicare Advantage Plans in 2019 are worth looking into if you think you might need the additional coverage.

What do the Plans Cover?

For the most part, these Advantage plans will cover everything that Medicare does and some extra. For instance, many of them provide coverage for Medicare Part D, which is your prescription drug expenses. Now these expenses can also be covered by the Part D plan that is optional for Medicare subscribers, but is not included in the base plan.

Compare Plans Easily!




You may find the kind of coverage these Advantage plans give you by looking elsewhere. Just because its not part of Medicare’s base plan does not mean that there is no way to cover it outside an Advantage plan, but just know that the Advantage plans do cover more than Medicare will on its own.

Buying a Plan

Medicare Advantage Plans 2019You can purchase one of these plans by going to a private insurance company and seeing what they have to sell. They will probably offer the Advantage plans on several differ network options. Most common of these are HMOs and PPOs. Those give you coverage at only those healthcare facilities that are part of the insurance company’s network. If you want coverage for your healthcare for Medicare Advantage Plans in 2019 on a PPO, then you can get that pretty much anywhere. Not every healthcare facility is on the company’s network, to be sure, but those that aren’t will still give you at least partial coverage.

What is a determining factor for many people choosing an HMO or a PPO is where the nearest hospital is located and whether or not it is covered by the insurance company’s network. If it isn’t, the PPO may be advisable. If it is, then an HMO is probably the way to go. The cost of the plan may help you decide which one to choose as well.

Just be sure you always check to see where the nearest on-network hospital, doctor’s office and clinic are before you sign up for a plan. You don’t want to subscribe to an Advantage plan and then find out that there is nowhere near that you can receive the coverage you paid for.

Check all the Rates!

As for the matter of payment, note that the rates change between providers. Once insurance company will have different prices from their competitor. Whether those prices are lower or higher is up to you to find out. You have to look into the various rates of these plans offered by the many providers and find the cheapest one.

Medicare Advantage Plans



Don’t concern yourself about lowers costs and the thought of losing any coverage because of a low-cost plan. That’s not how these plans work, and you get the same coverage anywhere, so long as you pick the same plan. The price doesn’t factor in. That’s something to keep in mind as you look for Medicare Advantage Plans in 2019. You can actually save a quite a bit of money on them if you know where to look and you do some price comparison.

Best Medicare Advantage Plans 2019

Time and again, seniors ask what the best Medicare Advantage plans are, and it’s not a question that’s easy to answer. We can’t just pick out one of the many Advantage plans that are available and call it the best plan because of how inexpensive it is or because of how much it covers. We will talk about the best Medicare Advantage plans and how you can choose the one that’s right for you.

Advantage Coverage

medicare advantage plans 2019 First of all, we want to cover what the Advantage plans can do for you. Each insurance plan has specific benefits it is supposed to offer. In the case of Medicare Advantage plans, there is some differences in coverage from one plan to the next. However, they all have the same basic coverage that must be included. Let’s start with that.

Medicare has designed the Advantage plans, even if it doesn’t sell them directly. Instead, it allows private insurance companies to sell the plans for it. These companies all have to include the same basic coverage, even if they may add on some coverage that differs from one plan to the next.

The basic coverage includes all of what’s offered in the Original Medicare plan. That’s all of Medicare Part A and Part B. In other words, the Advantage plans give you a way to get Original Medicare without going through Medicare itself. On top of that, they include coverage for emergency care and urgently needed medical care.

All of that encompasses the basic coverage that every Advantage plan has to include. Many insurance companies go much farther than that with their Advantage plans, though. They include coverage for Medicare Part D, which takes care of a lot of prescription drug costs. They may also cover you for checkups you may need through the year as well as for prescription eyeglasses and hearing aids.

Medicare Advantage Plans 2019
Plans & Rates


The coverage on Advantage plans varies from one to the next, and how much coverage is included is up to the individual insurance companies.

Those companies can change the price to what they like, and the price is usually a reflection of how much coverage is included. The best Advantage plans are typically the ones that are affordable for you and that have decent coverage, but you have to decide for yourself what would be good plan for you. It’s not something that someone else can point out and pick for you, because they don’t know your situation like you do.

Medicare Supplement Plans in 2019

Depending on what type of coverage you are looking for, instead of a Medicare advantage plan you may want to consider enrolling in one of the Medicare supplement plans for 2019. These plans are put out by private insurance carriers and help pay the gaps of both Medicare Part A and B. With Medicare supplement plans you have no network to adhere to, simply use your coverage anywhere in the country that original Medicare is accepted.

Some of the more popular insurance companies that provide Medicare supplement plans in 2019 are:

  • Aetna
  • Mutual of Omaha
  • Cigna
  • United Healthcare
  • AARP
  • Blue Cross Blue Shield
  • Transamerica

One important thing to remember if you are considering Medicare supplement plans in 2019 is that every insurance carrier has identical coverage, but they all charge different premiums. Therefore it’s crucial that you use our website to make sure you shop all the top companies for a Medigap plan. Just click the button below to get started and compare plans, and get instant online quotes!



What are the Best Medicare Supplement Plans for 2019?

For those wishing to enroll in a Medigap plans in 2019, there are three plans that are the most popular each year. These plans make the most financial sense with relatively low premiums and outstanding coverage.

Medicare Supplement Plan F

Plan F offers 100% of the coverage of all the gaps in Medicare Part A and B. Plan F will no longer be offered to people wanting to enroll on January 1st 2020 or after, so if this is a plan that you’re wanting you should enroll quickly. Those who enroll prior to this date will get to keep the plan.


AARP Medicare supplement plans 2019


Medicare Supplement Plan G

Plan G offers the same coverage as Plan F, except on Plan G you must pay the annual Part B deductible yourself first each year. In 2018 this deductible was $183. Once you meet that deductible Plan G pays 100% just like Plan F. The main benefit of a Plan G is that the monthly premiums are lower than Plan F, which usually makes it a much better choice financially for people. Be sure to get quotes for both Medicare supplement plans in 2019.


Aetna Medicare supplement plans 2019


Medicare Supplement Plan N

Medigap Plan N is slightly different from Plans F or G. It is lower in premiums than either of those, but it does offer less coverage. For those who are healthy but still looking for great coverage, a Plan N just might be the way to go. With this plan you must still pay the annual Part B deductible once per year, just like you would on Plan G. After you meet that deductible, you might have co-pays for each doctor’s visit with Plan N. They will never be more than $20 each however, and depending on how the doctor’s office codes your visit you might not receive any co-pay. These payments will be billed to you, they are not typically made at the doctor’s office.

Also on Plan N if you visit the emergency room and you’re not admitted there will be a $50 co-pay.


Cigna medicare supplement plans 2019



High Coverage Medicare Advantage Plans

For many people, the best Advantage plans are the ones that offer the most coverage. These include all the basic coverage as well as cover for checkups and for Medicare Part D. Most people will need those items of coverage anyway, no matter what their health is like. The cost of these plans can be high, but it can be worth it to those who can benefit from the coverage. They simply need to find the most cost effect version of these plans.

There are lots of high coverage Advantage plans being sold by different insurance companies that have basically the same levels of coverage. The difference is in the price, and that’s where consumers need to be paying attention. Just because an Advantage plan seems like it offers a lot for the price, that doesn’t make it a good deal. Consumers won’t know if they are getting one of the better plans and a good price for the plan until they compare that plan to other similar plans. They have lots of options for coverage and pricing when it comes to Advantage plans, and they simply need to take the time to compare what’s available to them to ensure they are not being taken advantage of.


Medicare Advantage Plans


The best Medicare Advantage plans for 2019 are not always the high coverage ones, but they can be. Consumers need to examine what their needs are and determine if they need a high coverage or a low coverage plan, or if they even need Advantage coverage at all. It should not be a problem to find a plan that suits their needs, thanks to all the options that are available to them these days. And they can look faster than ever before into what’s available by searching online to source quotes and find out how much coverage specific insurance providers are offering with their plans.

The cost of coverage is often a turnoff for many consumers. They take one look at how much the  Advantage plan with the high coverage costs them and then decide not to bother with it. However, if they compare what it is offering and how much it costs to what they are paying out of pocket for medical care right now, they may find that they will actually save money by going with the Advantage plan. It’s important to take time to compare one’s needs and current expenses to the coverage plans that are available and see which is the better option. Advantage plans of all coverage levels have been able to save people money for years now, and it is worth your time to look into them to see if they might be a good choice for you.

Even if you think hat you only need a little bit of coverage, it is definitely worth looking at the high coverage Medicare Advantage plans, since they can cover expenses you might not even realize that you could benefit from having covered. You may be paying for things out of pocket that could be covered cheaper by a Medicare insurance plan, and many people begin to realize that as they take a closer look at these plans.

Choosing the Best Plan

In order to get the best plan for you, your first have to know your needs. You have to look at what you pay from your own money for medical expenses. You have to consider how much you are paying and how often you are paying. While some Advantage plans may cover you for some medical expenses you have, they may be covering for every instance of that expense during the year. If you only need to pay that cost one time from your own pockets, it might not make sense to have it covered for the entire year.

So, the frequency of the cost needs to be taken into account. Once you do that, you will have a better idea of how your current costs stack up to the cost of the Advantage plan. Be sure to compare Advantage plans from different companies. You will find different types of coverage and different costs. The more comparisons you make, the more quotes you source and the more plans you look at, the better your chances will be that you will find a decent plan for yourself.


United Healthcare Medicare Advantage 2019

Medicare Advantage plans under United Healthcare (NYSE: UNH) are specifically designed to cover medical expenses in a way the Original Medicare plan cannot. They fill in gaps and extend the coverage of Original Medicare, and that makes them invaluable to seniors who struggle to pay for their medical bills each year. The United Healthcare Medicare Advantage plans available this year are pretty much the same as the previous years, but look for ones that will fit your particular needs.

United Healthcare offers a fine lineup of Advantage plans. These are able to cover a range of medical expenses and are coupled with United Healthcare’s extensive member benefits. The company is a partner with AARP, which means it has vast senior-centered resources to draw on and decades of expertise in providing senior services. United Healthcare operates out of Minnetonka, Minnesota and brings in over 20 billion dollars a year in revenue. This means they have the backing to provide stability in prices for their customers, making them an excellent choice for seniors who don’t want to experience drastic price hikes when the economy goes through some problems.

You can see how United Healthcare and its Advantage plans compare to other insurance companies selling the same plans by using our website. We urge you to contact us with any questions that you might have and let us help you make an informed decision that you can feel good about when it comes to your medical insurance coverage.

As medical insurance and medical care costs increase, seniors are looking for insure providers that can meet their needs and give them coverage that feels personalized. Medicare Advantage plans from United Healthcare offer that to a certain degree, and seniors would be wise to at least look at their offerings and see how they apply to their current situation.

United Healthcare Medicare Advantage 2019

Aetna Medicare Advantage Plans 2019

With the right provider and the right coverage, Advantage plans can save seniors a whole lot on their medical care. Seniors are cutting their healthcare costs every year by using these plans, and the Aetna Medicare Advantage plans will definitely be some of the most sought after for the coming year.

Aetna (NYSE: AET) is an insurance company that rose through the industry until being recently bought up by CVS. Now, they are partnered with the second biggest pharmacy chain in the country and have a greater coverage network to offer their subscribers. Advantage plans live and die by their network coverage, which can include hospitals, clinics, doctor’s offices and even pharmacies. These are locations that accept the insurer’s plans, and now all Aetna plans are accepted at CVS pharmacies. This gives seniors a lot more options when they go to have their prescriptions filled while on an Aetna Advantage plan.

Aetna is based in Hartford, Connecticut, but it operates across the entire nation. Seniors can find coverage areas for it practically everywhere, and the company has a bevy of plans to pick from. This includes Advantage plans that only offer the base coverage, as well as those that come with Part D prescription drug plans and coverage for annual checkups. Seniors should be able to find one that fits them well and be able to use our site to compare the prices on these plans to that of other insurance companies.

Aetna stands out from its competition due to its pricing, member benefits, plan lineup and customer service. All of these are factors that seniors should consider before they sign up with any insurance company. Eligibility for Aetna Advantage plans is basically the same as that of Original Medicare. If you qualify for one, then you should be eligible for the other.

Aetna Medicare Advantage 2019

Humana Medicare Advantage Plans 2019

One of the top providers of Medicare Advantage plans is Humana (NYSE: HUM). This company is based in Louisville, Kentucky and boasts an impressive $43 billion revenue each year. With more than 51,000 employees, the company has vast resource to draw from in order to provide excellent customer service, and that makes their Humana Medicare Advantage plan offerings for 2020 worth looking into for most seniors.

These are plans that come in a variety of types, including low coverage and high coverage varieties. Humana has partnered with numerous hospitals, clinics and other medical facilities to ensure that they have a wide network that provides for their members. Seniors will want to check to see if that network extends to where they live, as the network limits where coverage from Humana will be provided.

Medicare Advantage is a more robust medical insurance plan that Original Medicare, and it also includes all coverage former Original Medicare plan. That means that Humana will replace Medicare as your provider for that particular plan, if you sign up with them for an Advantage plan. They may also be able to provide you with Medicare Part D coverage as part of the Advantage plan or as a separate plan.

Humana’s rates for the coming year may have gone up from last year, and you can use our website to see what those rates are and how they compare to the competition. We can help you find the best deal on Advantage plans. If you have any questions about signing up for Medicare Advantage, then please don’t hesitate to contact us.

Through Humana’s Advantage coverage, you can have numerous medical expense covered and potentially save a lot of money on your healthcare for the coming year. Be sure to look at the plans they are offering and see if any of them match your particular needs.

Humana Medicare Advantage

Doctors and Networks

You should also be talking to your doctor and your insurance agent about what would be right for you. They may be able to tell you what kinds of things you need to be trying to cover and what you should be looking to have covered in the near future.

Keep in mind that the best plan for you right now may not be the best plan for you in a year or two. You’ll want to keep updating your coverage as necessary and be careful about locking yourself into a multiple-year plan, as that can leave you with coverage that is no longer good for you after your needs have changed.

The best Medicare Advantage plans for 2019 are going to save you money, but no one but you can decide for certain which plans those are. You have to give yourself enough time in 2018 to look those plans and make an informed decision about what your needs are and which plans are going to be able to cover them.

Get Quotes Now



Medicare Advantage Plans