Medicare Supplement Plan F 2019
There is only one Medicare Supplement plan that covers all the supplemental costs for you. That would be Medicare Supplement Plan F 2019, and this is one coverage option every senior should consider.
If you qualify for Plan F, which you do by qualifying for Medicare, then you should at least consider the plan. It may be more than you need, covering you for more expenses than what would apply to you, but it is one of the most popular and widely subscribed to supplemental plans for a good reason. It has a lot to offer you, and you’ll want to compare it to your own medical expenses to see how it measures up.
You also want to look at the price, though, since Plan F is an expensive coverage plan. It is the most expensive Medicare Supplement plan, but you can find a good rate on it. You just have to compare the prices from different insurance companies that sell it. If any company sells Medicare Supplements, they have to offer Medicare Supplement Plan F 2019. It’s a requirement from Medicare itself.
They cannot alter the coverage in any way, so you always get the same coverage for the same expenses with Plan F regardless of where you purchased it from and how much you end up paying for it.
The coverage on Plan F is comprehensive, taking care of common medical costs not covered by many other plans, such as the Medicare Part A and Part B deductibles, as well as all the coinsurance costs for nursing care, hospice care, Medicare Part B and Medicare Part A. Even the cost of three pints of blood each year and foreign travel exchange are covered, as well as the excess charges for Medicare Part B. Some of these expenses are not very common or not very expensive, but having them all covered in one plan can be a real lifesaver. It can greatly simplify your medical coverage and give you everything you need in one plan.
You just have to determine if you really need all that coverage. Plan F can be prohibitively expensive for some seniors, and it is really only designed for those with serious medical needs who are not being amply covered by their current medical insurance plan. Medicare Supplement Plan F 2019 may save you a lot of money on medical care, make no mistake, but it could also be the wrong plan for you, and you should look at your other options as well.
Compare Medicare Advantage Plans for 2019